Calfee

Calfee Financial

Our Philosophy

We provide comprehensive, global financial planning for the high net worth entrepreneur, business owner, families and their successors.

Our Philosophy

We Believe

Every entrepreneur knows what they want: to coordinate and integrate the longer term financial goals that provide growth WITH protection of wealth.

About Us

Cafee Financial® Process

Having worked with entrepreneurs for over 30 years, we understand their unique needs and have tailored our business to help them work towards their goals.

Process

Calfee Financial invests significant time and energy getting to know you and your family, your goals, needs and dreams. We view planning as an ongoing process.

Capture Core Business Value

The real value of your business is what it can provide in cash flow, security, liquidity, and long-term after tax wealth for you and your family.

Achieve Wealth Diversification

To accumulate ever less valuable assets makes little sense to us. To protect against currency debasement and inflation makes more sense to us.

Protect Wealth & Family

Too many ignore the simple question “What if…..?” We embrace it. The ability to transfer risk and diversify to protect your wealth is a primary/core result of our work.

Seeking to Grow & Preserve the Wealth of Entrepreneurs

It is the ability to identify, separate and coordinate the longer term financial, wealth, value goals that provides the growth and protection of wealth.

Compensation for the Head and Staff of
Independent, Charter and Montessori Schools

Typically, board members and organization leaders are uncomfortable with compensation negotiations. Many do not understand, appreciate or embrace the issues, possibilities and ramifications. Everyone differs as to what is ”FAIR.” With the right process, you can engineer successful, lasting and practical compensation and benefits packages for your leadership and staff.

Compensation

Rewarding a Public Military Academy’s Valued Founder and Leader

Issue: A public school military academy retained Calfee Financial to develop a compensation package for the founder and head of school. The board wanted Calfee Financial to provide out of the box thinking and establish a rationale for compensation that would correlate to mainstream public school pay, while providing an incentive for performance. The board, clear in its admiration for the founder, also wanted to provide a top tier retirement package within the confines of IRS regulations.

Our process: We operated within open meeting sunshine provisions for presentation and information purposes. Project requirements included developing a compensation plan that would recognize the achievement of creating and developing a successful 600-student school while matching the public school retirement packages left behind when the head resigned to found the military academy.

While data points for similar schools were rare, we were able to observe charter school developments throughout the country. We met several times with the board, the head of school, and additional management members. The project required coordination with the state-managed retirement system, non-profit tax requirements, competitive compensation reflecting ‘step and lane’ pay schedules when compared to public school pay grids, and responding to a board wanting to do everything possible to provide for the head now and in retirement.

Result: Recommendations were developed and made. The board placed final resolution on hold pending development of similar packages for retiring management team members.